Run your Kibina without the notebook.
Contributions, loans and transactions, all recorded and hard to lose. Swap the notebook, the group chats and the calculator for one record everyone can check.
Collected this cycle
Live0 RWF
Contribution recorded
Mobile Money · 10,000 RWF
Made for savings groups in every corner of Rwanda
Why it holds up
Built for real money, not a spreadsheet
3
Languages built in
English, French and Kinyarwanda
100%
Double-entry
Every franc traceable to a transaction
0 RWF
To get started
Free for groups of up to 5 members
Any
Phone works
Runs in any modern mobile browser
The whole picture
One system, every angle of your group
Built like financial software, because it is.
Every franc is traceable. Balances come from the transactions, so they are never overwritten.
100%
Double-entry
Contributions
Weekly, biweekly or monthly schedules. Partial, late, missed and overpaid, all tracked.
3
English, French and Kinyarwanda
Audit log
Every sensitive action is recorded: who did it, when, and what changed.
Real groups. Real money. One clear record.
How it works
Set up in minutes, trusted for years
Create your group
Set the contribution amount, the schedule and the loan rules. Invite members by phone or link.
Record as you go
The treasurer records contributions and repayments. Each one posts to a shared ledger.
Everyone stays informed
Members see their own status. The committee sees the whole picture. Nothing stays hidden.
Core capabilities
What a savings group actually needs
Contributions
Weekly, biweekly or monthly schedules. Partial, late, missed and overpaid, all tracked.
Loans and interest
Eligibility rules, approvals, flat or declining interest, and repayment schedules worked out for you.
Double-entry ledger
Every franc is traceable. Balances come from the transactions, so they are never overwritten.
Roles and permissions
Treasurer, chairperson, secretary and auditor each see what fits their role.
Reports and exports
Contribution, loan and cash-flow views, plus member statements. Export to CSV.
Audit log
Every sensitive action is recorded: who did it, when, and what changed.
Made for your committee
Everyone sees exactly what their role needs
One record, many views. Each person on the committee gets the picture that fits their job — no more, no less.
For the treasurer
Record contributions, repayments and fines in seconds. The ledger does the arithmetic and never double-posts.
For the chairperson
See the whole group at a glance — cash on hand, loans out, who has paid — and approve requests with a clear trail.
For every member
Check your own savings, loans and next due date any time, in your own language, from any phone.
Your group’s money, protected by design
Kibina is built the way banking software is built. Balances are derived from transactions, not typed in. Nothing sensitive is left to a shared notebook or a group chat.
Built like financial software, because it is.
Group money and member money stay separate. Corrections add an adjustment rather than a silent edit. The server checks every action.
Pricing
Fair pricing for community groups
FAQ
Questions groups ask
Does it work on a basic phone?
Yes. Kibina is built mobile-first and runs in any modern browser. Members mostly view their own status while the treasurer does the recording.
How are Mobile Money payments handled?
A treasurer records cash, Mobile Money or bank payments with a reference. The payment layer is built so a live Mobile Money connection can be added later without changing how the group works.
Can members see each other’s money?
Only what your group allows. Each member sees their own detailed record and a group summary you configure. Sensitive data stays protected.
What happens at the end of the year?
You close the cycle. Kibina works out the settlement figures and archives the cycle. Past records stay available, and nothing is deleted.
